• kctb@kakinadatownbank.com
  • 0884-2378427

Interest Rates on Deposits

S.No Deposit Period For Others (%) Senior Citizen
(60 Yrs & Above) (%)
Super Senior Citizen
(80 Yrs & Above) (%)
1 15 Days to 90 Days 3.50% 3.75% 4.00%
2 91 Days to 180 Days 4.50% 4.75% 5.00%
3 181 Days to 364 Days 5.00% 5.25% 5.50%
4 1 Year to 3 Years 7.20% 7.70% 8.20%
5 3 Years to 5 Years 7.30% 7.80% 8.30%
6 5 Years & Above 7.50% 8.00% 8.50%

Note: Additional 0.50% interest is applicable for deposits of Societies / Associations / Trusts for all tenures.

Interest Rates on Loans & Advances

S.No Nature of Loan / Advance Interest Rate (%)
1 Gold Loans 10.50%
2 Gold Loans (Bullet Payments) 9.90%
3 Swarnanishi OD (SNOD) 10.50%
4 Housing Loans 11.50%
5 Education Loan 11.00%
6 Tractors, Cars & Vehicle Loans 12.00%
7 Commercial (Schools, Hospitals, Commercial Complexes) 13.00%
8 Mortgage Loans 13.00%
9 Secured Overdraft (SOD) 13.50%